Research indicates we are prepared to spend more time and effort planning our annual holidays and other lifestyle activities than attending to matters relating to our personal financial requirements, says financial-planning practitioner, Graham Baker.One of 12 New Zealand economists, investment professionals and financial planners contributing to From Crisis to Confidence, Baker outlines the ‘seven step process’ of financial planning and gives ‘ten key financial planning golden rules’ for successful wealth management. Divided into three parts, each chapter by a different author takes us from what caused the global financial crisis to investment guidance for the future.It’s aimed at the average investor and uses graphs, tables, bold highlights and today’s trend of amusing cartoon characters, but requires full concentration. First up, investment