From army officer to money maker, a journey of building wealth
Joseph Darby is reshaping investment management and financial advice for goal-driven Kiwis, here’s what he believes it takes to achieve financial freedom.
Joseph Darby is reshaping investment management and financial advice for goal-driven Kiwis, here’s what he believes it takes to achieve financial freedom.
Payroll changes from 1 April 2026 will affect wages, KiwiSaver contributions, and ACC levies. Shannon Goodwin and Brendan Clough of Baker Tilly Staples Rodway explain what SME owners need to check now to stay compliant and avoid surprises.
Launched late 2022, the two newest additions to the InvestNow Foundation Series Funds are a big hit with Kiwi investors, especially for those focused on long-term returns. The new Foundation Series US 500 and Total World Funds – both invested through index funds management pioneer, Vanguard – bring a popular flavour to the InvestNow house-brand product range that began in 2020 with a suite of diversified solutions. InvestNow created the Foundation Series Funds to help Kiwis achieve their investment goals more effectively by using some of the most cost- and tax-efficient vehicles in the market. Unlike some offshore investments, the Foundation Series products are constructed to institutional-grade tax-efficiency standards, meaning more money in the pockets of Kiwi investors and less
A lawtech startup aims to help prevent millions of dollars of cryptocurrency and digital assets becoming inaccessible each year as Kiwis pass away or lose their passwords. The launch follows a series of high-profile cases where individual account holdings of up to $2 billion in cryptocurrency have become permanently locked when their owners die unexpectedly. According to latest IRD figures around ten percent of the New Zealand population, more than 515,000 people, own crypto assets. Facilitating the transfer of crypto asset ownership requires a set of both public and private keys. Public keys are similar in function to a bank account number, while private keys act as the password to ‘unlock’ the account and prove ownership. Private keys can take
Financial Ombudsman Susan Taylor is warning small business owners to seek advice before applying for business loans using their homes, trusts or parent’s properties, as guarantees for debt. Financial Services Complaints Limited (FSCL) a free dispute resolution service, has reported an increase in complaints over the past six months, indicating that consumers are under increasing pressure to service debt. Last month, credit bureau, Centrix, reported that almost half a million New Zealanders were behind on their debt, with these numbers expected to rise. “As financial pressures increase, it is understandable that many may consider accessing credit through business borrowing as a viable option,” explains Taylor. “However, in addition to seeking independent legal advice, it is also important to know that the protections
In an extract from her book ‘Intentional Profit’, Clare Wood explains how your beliefs around money shapes the zeros at the end of your bank balance. Do you want to know the number 1 reason why you’re not getting the results, the sales, or the outcomes you desire in your business? The answer is… well, you. Before you get mad at me – I want to let you know that this is really good news. If the reason your success is blocked is external – a supply chain issue, or a lack of demand for your product or service – then your options to address it are limited. But when the solution is literally in your hands, you have a huge
It’s 2023, but are you still partnering with your accountant like its 2003? GoFi8ure’s Lisa Martin says a new year demands new thinking on both sides of the table. 2022 was a watershed year for GoFi8ure. The transformational accounting advisory firm celebrated 20 years in business, and in November its executive director Lisa Martin achieved her long-held goal of becoming a Certified Practising Accountant. This achievement provided an excellent opportunity to reflect on her own personal and business journey, and how it led to her nationwide business becoming one of the most sought after by SMB owners for advice on financial and accountancy matters. Achieving a financial goal as a teenager stood Lisa in good stead for both life and
Coco Hou explains how to spot the signs a bookkeeper is stealing from you and how to stop it. In an ideal world, your bookkeeper should be someone trustworthy and loyal. After all, your bookkeeper knows the ins and outs of your business almost as well as you do, and many business owners rely on their bookkeepers to make suggestions and give advice on how to expand or cut costs. According to Coco Hou, CEO of Platinum Accounting Australia, the number of bookkeepers being exposed for theft is on the rise. “Unfortunately, many business owners do not know their bookkeeper is stealing from them until it is too late. Even worse, some cases go undetected altogether,” Ms Hou says. “What
Upcoming event
Thursday 30 July 2026 | 7:00am – 9:00am
📍 Covert Theatre, 51 Mackelvie Street, Grey Lynn, Auckland
Everyone talks about the importance of business strategy, but what does it actually mean in practice? Strategy trainer Ryan Sproull cuts through the jargon to give SME owners a clear, practical framework for thinking strategically about their business.
Latest issue
Practical AI insights, Kiwi tech innovators, and the tools helping Kiwi SMEs compete on a global stage. It’s all packed into this special tech issue of NZBusiness.
Latest articles
Get practical insights, expert advice, and the latest from New Zealand’s SME community — delivered straight to your inbox in our fortnightly newsletter. Plus, access our latest digital issues anytime.
