
From army officer to money maker, a journey of building wealth
Joseph Darby is reshaping investment management and financial advice for goal-driven Kiwis, here’s what he believes it takes to achieve financial freedom.

Joseph Darby is reshaping investment management and financial advice for goal-driven Kiwis, here’s what he believes it takes to achieve financial freedom.

Payroll changes from 1 April 2026 will affect wages, KiwiSaver contributions, and ACC levies. Shannon Goodwin and Brendan Clough of Baker Tilly Staples Rodway explain what SME owners need to check now to stay compliant and avoid surprises.

One of the most critical relationships that exists across all business sectors is the one between business owner and accountant.

The Government is introducing new measures with the aim of ensuring New Zealand’s small businesses get paid on time. A Business Payment Practices disclosure regime is being established to improve information and transparency around business-to-business payment practices across the economy, says Small Business Minister Stuart Nash. “Small businesses account for more than 97 percent of all businesses in New Zealand. Late and overdue payments have a negative impact, causing unnecessary stress and uncertainty, while extended payment terms can cause real harm – particularly when a supplier has no choice but to accept them on a ‘take it or leave it’ basis,” Nash says. Large firms (those with revenue over $33 million a year) will be required to publicly report on their own payment

Darren Smith explains how eInvoicing saves businesses time, improves billing accuracy, and boosts both efficiency and security. When most business owners think of invoicing – extra admin, paperwork, and additional use of the team’s time may be the first points to mind. Add to this the chance of human error, the increasing prevalence of email scams, and having to chase late payments, and invoicing can be a major headache. While the process can be time-consuming – with MYOB’s research showing that one-in-five SMEs spend six hours or more on invoicing – billing for services or goods delivered is ultimately what brings in the revenue that keeps local businesses running. According to MBIE, around 280 million business-to-business invoices are exchanged on

Australia’s online payments provider Pin Payments has recently expanded its offering to New Zealand SMBs. The strategic expansion comes less than two years after the Melbourne-based startup was acquired by global payments unicorn Checkout.com, which recently reached a $40 billion valuation. Pin Payments, which supports Aussie brands like PetRescue, Fig & Bloom, Finders Keepers and Obee, will now be able to provide the New Zealand small to medium business market with an online payments service that is quick to onboard. Chris Dahl (pictured), Co-CEO of Pin Payments, said New Zealand was the perfect location for the fintech’s expansion given it’s the natural stepping stone for many Australian businesses looking to grow overseas. “Banks in New Zealand can be somewhat risk-averse

Peri Finnigan reveals the warning signs, the fundamentals of business liquidity and cashflow management, and what happens when a company ultimately fails.

Self-employed New Zealanders are losing around two million hours a week (approximately $3.2 billion per year) in productivity, due to the burden of tax and financial administration. Meanwhile 75 percent believe the 2022 Budget would have either zero or a negative effect on their business, according to the latest results from the independent Sole Trader Pulse survey. Sole traders are a significant part of New Zealand’s economy, making up almost 20 percent of the workforce. The independent survey, commissioned by Hnry, also reveals many have a pessimistic outlook on the economy’s health, with just over 40 percent saying conditions will be poor, or very poor, in six months’ time. James Fuller (pictured), CEO and co-founder of accountancy firm Hnry, says despite increased earnings
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