Lead

When hard work stops creating value

New Zealand’s productivity gap with countries like Finland isn’t about effort, it’s about clarity. Elliot Royce argues that as businesses grow, complexity quietly crowds out a shared understanding of what actually creates value, turning productivity into a symptom rather than the real problem.

open banking nz

Kiwibank flips the switch on open banking for SMEs

Kiwibank has become the first New Zealand bank to roll out open banking across all its digital channels for both individual and business customers, delivering most of the data‑sharing capability required by regulators six months ahead of its statutory deadline.

The hidden vulnerability inside many successful SMEs

Many successful SMEs rely heavily on their founders, leaving businesses vulnerable if key decisions suddenly can’t be made. Clear governance and succession planning are crucial to protect both the company and the family.